Looking For Children’s Pay It Forward Stories

Do you know of a child that goes out of their way to make someone’s day?
Uses their allowance to help others instead of spending it on themselves
Spends their free time doing Volunteer work
Has started a mission in your community or school that makes everyone proud

Super Coupon Woman wants you to brag on that child to be considered for a new book project of children’s pay it forward stories (big or small) to inspire other children to Pay it Forward in their communities and understand that they can make a difference also . send your stories to: supercouponwoman@yahoo.com, comment below, or also use the contact form.

Valentine’s Special: Super Coupon Woman’s Kindle E-Book .99

Super Coupon Woman is offering the Kindle Version of Cutting Hunger One Coupon At A Time .99 through Valentine’s Day! If you want to learn how to save money, learn to coupon, and read a great Pay It Forward Story that will inspire you to give back in your own community then don’t miss out on this deal!

Update On Super Coupon Woman’s Get Out Of Debt Journey 2017

So things have changed since I made my last post about getting out of debt. I was living with my ex husband (a long story, but this situation went on way too long) and with all the financial burdens we both went through over the past few years has made things tense. The fire in May seemed to be the boiling point. He started pushing everyone away without realizing it, and I think he forgot I went through all these things too. Needless to say, I have moved out with the help of my daughter because I have bad credit and no money saved…So update on debt, bills ect

 

My debt was at 7,826.00

 

It will be more now, but hopefully I can make strides fast. I got another 350.00 electric bill and 150.00 gas bill, and thought I will never be able to save at this rate.

 

So New situation makes the monthly bills as follows:

Rent 1,170.00

Car     357.00

Insurance 320.00 (100 for Hannah that I am paying until august from first loan I made from her)

 

Total: 1, 797.00

Misc:     200.00 (prepaid electric, rental insurance, and credit cards)

Total: 1,997.00

 

Other Debt:

Amazon: 1,900.00

Capital One: 400.00

Capital One: 450.00

Target: 725.00

Legacy 350.00

Victoria Secret: 700.00

Kohls: 250.00

Mom: 400.00

Payday loan 740.00 (will have it paid off in first week of March hoping sooner and no more!)

Hannah: 3,725.00 for Deposits, Pet Fee, and Rent, and balance due from first loan

Finger Hut 150.00

 

Total: 9,690.00 a little higher, but will be worth it in the long run…money will be tight hoping to pay one of the capital one’s off so I can have some spending money.

I will be paying all of the rent for the next 8 months starting in March to pay Hannah Back…then she will be paying 500 for rent and insurance, so if I can make it through 8 months…I will be able to breathe again.

 

Will give you the progress at the beginning of march 🙂

Two More Days to Get “Cutting Hunger One Coupon At A Time” FREE!

Good News to everyone that loves Super Coupon Woman! Cutting Hunger One Coupon At A Time is Free for 5 days! Snag this deal while you can. If you want to learn how to coupon, save money, and read an inspiring pay it forward story also, this is the book for you! All I ask is that you leave a review and share this post so others can know what an awesome book it is! Amazon even has a free reader app for those that don’t own a kindle! Click below and start your journey to saving money today 🙂

You can also sign up for Amazon’s 30 day Trial to Kindle unlimited where you can read unlimited books for free!


Take The 52 Week Savings Challenge With Super Coupon Woman to Save in 2017!!!

Do you ever say..I wish I could save money but it’s so hard! Want and easy way to save money? Join the 52 Week Savings Challenge and deposit 1,380.00 into your savings at the end of the year. So Easy…1st week 1.00 2nd week 2.00 3rd week 3.00 etc.

Join Early so you won’t have to catch up…We remind you of the totals and what should be in your envelope every Sunday…So this Sunday there should be 3.00 in there

Finally, Saving Money, A New Year’s Resolution we kept!

https://www.facebook.com/pg/52weekschallenge/

 

Win a Paperback Copy of Super Coupon Woman’s New Book “Cutting Hunger One Coupon At A Time”

Enter below to win a free copy of my book that will help you to save money and give you ideas on paying it forward in 2017. Everyone that has read it, says they loved it, and couldn’t put it down which makes me really proud since it took a year longer to write. I am glad I took the extra time to make it turn out better!

 

 

a Rafflecopter giveaway

Super Coupon Woman’s Get Out Of Debt Journey 2017

So now that I have reached my surpassed my donation goal and wrote my book to show others how to pay it forward in their communities, I am now going slow down this year and focus on myself and knocking down debt. I had started this journey last year and was doing pretty well until the business fire hit on Memorial Day Weekend, but something as devastating as this would set anyone back. I vowed to try in 2017 so here we go 🙂 I am listed my debts and the progress I make which helps make me accountable if I am spending unnecessary money.

Regular Bills (My Portion)

Insurance: 272.00
Car: 357.00
Cable: 187.00
Gas: 100.00
Electric: 300.00
Water: 100.00
Health Ins:160.00

Total: 1,476.00

Other Debt:

Hannah: 800.00 (For Car Down Payment, since I have helped her out a lot and last year was so tough, she has been patient a lot, she is 21 and we don’t charge her rent, and I have been paying her car insurance since she started driving, Starting in January, I will be still pay her insurance, but applying it to my debt, small steps yay)

Mom: 400 another car loan, hope to have this paid off on her birthday March 21st

Amazon 1,900.00 I let my daughter talk me into using this because she has better credit than me, and after the tragedy, we all needed a vacation because of all the stress..I spent more than necessary, so now have an extra bill :/

Fingerhut: 180.00 TV I bought for my daughter

Capital One: 481.00
Capital One: 430.00
Target: 750.00
Victoria S: 700.00
Legacy: 350.00
Kohls: 300.00
Legacy: 385.00
Loan: 1,050.00 (Payday loan, currently adding an extra 480.00 to my bills each month, hoping to pay it off and not take out another one…ever! last payment is March 4, my goal is Feb 4…currently saving in the 52 week challenge envelope and amount each day up to 12, soooo…we shall see 🙂

Join the 52 Week Savings Challenge to Save $1,380.00 to put into your savings account at the end of the year the easy way…Saving does not have to be hard!

https://www.facebook.com/52weekschallenge

I have a few other debts, but focusing on this and building an emergency fund by the end of the year. I am hoping to make an extra 3,000 in extra money by book sales, mystery shopping, and other odd jobs.

Total Debt: 7,826.00

Debt Paid so Far: 100 (Hannah’s Insurance)

New Total: 7,728.00

Trying to do a low spend month, but Murphy is trying to sneak in, Someone came in with step throat to work and I got it, even though I had Insurance, they wanted 240.00 to be seen, so I used http://www.doctorondemand.com and only paid 44.00 and 8.00 on medicine. This service is awesome, I recommend it, no waiting at the doctors office, no high doctor bill, and very convenient. For the simple illnesses, use this service: use code: tina313 and receive $10.00 regularly 49.00. I don’t know why my code was only worth 5 🙂 but hey 5 is 5 not to mention saving at least 200.00 for cancelling doctor’s visit.

I did receive a 100.00 check from Comptroller for my paycheck’s for the last week I worked at Waffle House and I-hop…55.00 from Carvana for overpaying on tags. I also used 160.00 in Christmas money to help get on track for January…so I will count all this towards my extra money goal which is 316.00

Good or bad, I will keep you updated on my journey. Share your debt free journey and goals below in the comments section. I will update my progress in February, will probably only be able to pay the minimum on credit cards this month, but when loan is paid I should be able to pay a little more. Slow and steady gets the job done!

I will still continue to pay it forward, but only with free items I get with coupons, what others donate to me, or any money raised from fundraising. I will be planning to do the $5.00 weekly Pay It Forward Challenge that I can use all at once or throughout the year. ($260.00) I will probably use this to help my daughter with diapers since they are young, and not the best at finances. Won’t you take the 5.00 Pay It Forward Weekly Challenge With Me?

https://www.facebook.com/fivedollarpayitforward

Kindle Version of “Cutting Hunger One Coupon At A Time” 60% Off For a Limited Time!

Super Coupon Woman is offering the Kindle Version of “Cutting Hunger One Coupon At A Time” for only $3.99 for a limited time, Normally $9.99 which is a 60% Savings!

If you want to start 2017 out right by saving money and have a great Pay It Foward story to inspire you to give back to your community, this book is a must buy! In this book, I teach how to coupon in easy to follow instructions, show how to save money without couponing, give you creative ways to save to show saving money does not have to be hard. This book will show you how to make saving money a way of life in simple to follow steps. I am no Dave Ramsey, but I know how to save money! After all, I didn’t get the title “Super Coupon Woman” for no reason.

 

Amazon even has a free kindle reader for those that do not have one. Super Coupon Woman Loves Free!

Super Coupon Woman’s New Year’s Resolutions!

2016 has been a rough year for me to say the least. I am looking forward to 2017 and new beginnings! Time to share our New Year’s Resolutions with each other and check back in the middle of the year and see how many we followed through with.

 

My New Year’s Resolutions are as follows:

Pay Debt Down Between 8-10k

Build up Emergency Fund

Focus On Myself More and Not Put Extra Stress On Myself

Not Spend any money on Paying It Forward, can only use items others give me or free items I get from Couponing or any fund raising money I receive.

Make an extra 3,000 in income from side jobs such as book sales, mystery shopping, blogging, or other side jobs.

Complete the 52 Week Savings Challenge which will give me 1,380.00 to deposit at the end of the year…Won’t you join me also:

https://www.facebook.com/52weekschallenge/

Try to pay for christmas only using free money from gift cards from couponing, survey sites, etc.

Write another Book

Share your New Year’s Resolutions Below

Super Coupon Woman’s Ups & Downs of 2016!

2016 is coming to a close, and I am really looking forward to new beginnings in 2017. Even though I have made great strides in my Pay It Forward Challenges over the past few years, I have also endured quite a few financial struggles along the way.

The last really good year I remember having was in 2012. Some of the things I have had to overcome include job loss, lots of car issues which included car being totaled, replacing totaled car with a lemon which led to me having to get a new car with car payments to feel safer. (I hate car payments).

This year alone we endured two Wylie hail storms which caused over $8,000 in car damage and at least $30,000 in house repairs which has yet to be fixed since we rent. In May 2016 the business that I own with my ex husband (I know what???) burnt down and we lost everything causing a personal loss of $30,000. Total fire loss was over $300,000 which included several other peoples losses such as our landlord, nephew, and the business next store. Going through these struggles has made me a little down and out over the past few months.

When going through personal struggles especially as devastating as these, It’s hard to see the positive things that have happened also. There have been a lot of positive things that have happened throughout the year also. I was able to reach another $30,000 in donations which included helping 100 children with backpacks filled with school supplies, and over 50 children have Christmas this year and brings my total donations to 125,000 to my community and still going. I had a storage building donated to me from Morning Storage in Wylie, and I finished my book “Cutting Hunger One Coupon At A Time” on Amazon Black Friday 2016 which shares my Pay It Forward Mission, and teaches everyone how to coupon and other unique ways of saving money even without couponing. Everyone that has read it said that once they started reading, they couldn’t put it down and told me how good it was which makes me really proud.

Now that I have accomplished my mission and shared my story in a book that will inspire others to Pay It Forward in their communities, I will be slowing down a little this year and focusing on myself this year, as I tend to put more pressure on myself than I should. For example, I only wanted to do around 25 children for Christmas, but ended up doing over 50 because they were begging me and I couldn’t say no when in reality, I wasn’t too far off from their situation. I don’t think at anytime this year, I have had over $100.00 in my bank account.

 

Maybe since I have a Non Profit, people assume that I receive financial donations but since I am somewhat shy and haven’t had time, at this time I do not. I ended up being overly stressed due to a few people telling me they would send me a financial donation and backing out. There were a few other things that happened that was upsetting and left me feeling taken advantage of. This left me looking for ways to continue paying it forward, but relieving the financial struggles and extra stress as it was hard to meet up with people and when I took on more children, I ended up feeling like I let the families down because I got very few Thank you’s when I tried so hard. So through all this paying it forward I have learned a few things, and am happy to say I have came up with a way to continue paying it forward without all the stress.

 

I will be setting up my storage unit as a mini donation store where people can come pick out what they need, and be using very little if any of my own money. I am only allowed to use what others donate to help others or items I get free while couponing as I have spent between $8,000 to $10,000 of my own money since 2014 to help others which I have loved and would not trade this experience for anything, but know that it is now time to focus on myself and build up some savings for a rainy day. Though I am in great health, I did turn 50 this year and need to be prepared in case of an emergency 🙂

 

In 2017, I will regroup and get more organized, hopefully learn some ways to fund raise to get back on track to helping families in my community for Thanksgiving, Christmas, and other needs when they arise.