Join Super Coupon Woman in Low Spend January & February

So I made my New Year’s Resolutions and accomplished a lot last year on a personal level after overcoming many obstacles. I got a little off track during the holidays as many of us do,so to get back on track and knock out my remaining debt, I am committing to a low spend January, February, and possibly March also. I really want to quit living paycheck to paycheck and save 3 months worth of bills and slowly work my way up to 6 months or more. There are many forms of saving, each person is different as to what works for them. I think for myself I need to trick myself a little bit. For example, since I am already used to struggling, would if I struggled a little longer but save that money to get ahead in the future. I haven’t been spending any money since December 25th LOL. Here are some of the steps and techniques that I am using to succeed for my low spend months:

I am a server and have started an envelope called 10 a day for me, so each day I put $10.00 a day in there that I am allowed to use on what I want but it has to include any household needs such as food, toiletries, pet supplies etc. I did have a small stockpile built up and used a $50.00 gift card that I bought for Christmas to get a head start on my plan.

I am buying a $25.00 gift card per week to use for Christmas, If I do not use them all or need them, I can use them for myself.

I am doing the 52 week challenge, but putting amounts in daily instead of weekly, I know once the amounts get higher I may only be able to do one or two per week, but this will help me with my savings goals If I am committed to this goal. This works out to 27 per week if you want a set amount to put up each week. Please join me in this challenge weekly or daily to save money easily https://www.facebook.com/52weekschallenge/

I am doing the daily penny challenge which is the same as 52 week challenge but on a daily basis which will add up to 668.00 in a year. I am on day 170 with the change I currently have. It works out to 12.50 per week if you would like a set amount to put up also.

I am putting 5.00 a day up when I work for a vacation I have planned in July, so yes I am just trying to get in the habit of saving any way I can without knowing I am doing it! I am still searching for even more creative ways to save!

You may ask why low spend? Most people do No Spend..Just those words make us feel like we are depriving ourselves of what we want, by doing low spend and being cautious of what we spend and getting a treat here and there will allow me to succeed with this challenge.

I would love to have some support, please comment below and let me know what your savings goals are and any unique tricks that are allowing you to succeed at saving.

Happy Saving!

Super Coupon Woman

Super Coupon Woman’s 2017 Year in Review & 2018 New Year’s Resolutions

2017 was a year to recover and heal from several years of bad events that was hard to recover from. I had a pretty calm year other than falling and hurting my right shoulder which is my tray carrying arm. It’s still hurt and I have to be careful since I had to continue working with no money to fall back on. I am only limited to not being able to take large parties and other servers don’t believe I am really hurt.

My 2017 New Year’s Resolutions were:

Pay Debt Down Between 8-10k Success …will have 8k paid by the end of January. I did add some debt, but have a goal set to have paid by July of 2018

Build up Emergency Fund …Failed, but paid a lot of debt so it’s okay

Focus On Myself More and Not Put Extra Stress On Myself…Success!

Not Spend any money on Paying It Forward, can only use items others give me or free items I get from Couponing or any fund raising money I receive. Success…I did spend some money, but would back away if I was feeling overly stressed from paying it forward.

Make an extra 3,000 in income from side jobs such as book sales, mystery shopping, blogging, or other side jobs. Failed..only made about 200 and did not put time in on my blog, and froze as far as marketing my book because my self esteem got bruised from all I have been through…hoping to get my inspiration back this year.

Complete the 52 Week Savings Challenge which will give me 1,380.00 to deposit at the end of the year…Failed…too much debt to pay.

Try to pay for Christmas only using free money from gift cards from couponing, survey sites, etc. Failed

Write another… Book Failed

So lot’s of resolutions were not kept as with many, but the two main ones were…so I will be able to focus on the other ones this year. I hope 2018 will be a calm year that allows me to continue to heal and grow that will allow me to continue paying it forward without a heavy heart.

My 2018 New Year’s Resolutions are as follows:

Find fundraisers to raise money to grow and build Super Coupon Woman Foundation.

Continue to focus on myself to heal and grow as we all should each year.

Only spend money on paying it forward if budget allows.

Complete 52 Week Savings Challenge: Want to join to have 1,380 savings at the end of the year?
https://www.facebook.com/52weekschallenge/

Have three months worth of bills saved in the event of an emergency and work towards having six months saved.

Finish Girl’s Memory boxes and Scrapbooks.

Coupon & Stockpile more this year.

Write another book

Do mystery shopping or other side jobs to try and earn an extra 3k this year.

Start 2018 Saving Money in everyday life. My book will show you how to save money, coupon, and start your own pay it forward mission. Because I want to share my pay it forward mission with everyone, I offer the E-book version for only .99


Share your New Year’s Resolutions with us and let us know if you kept any for 2017!

Happy New Year’s!

Super Coupon Woman

Take The 52 Week Savings Challenge With Super Coupon Woman to Save in 2017!!!

Do you ever say..I wish I could save money but it’s so hard! Want and easy way to save money? Join the 52 Week Savings Challenge and deposit 1,380.00 into your savings at the end of the year. So Easy…1st week 1.00 2nd week 2.00 3rd week 3.00 etc.

Join Early so you won’t have to catch up…We remind you of the totals and what should be in your envelope every Sunday…So this Sunday there should be 3.00 in there

Finally, Saving Money, A New Year’s Resolution we kept!

https://www.facebook.com/pg/52weekschallenge/

 

Kindle Version of “Cutting Hunger One Coupon At A Time” 60% Off For a Limited Time!

Super Coupon Woman is offering the Kindle Version of “Cutting Hunger One Coupon At A Time” for only $3.99 for a limited time, Normally $9.99 which is a 60% Savings!

If you want to start 2017 out right by saving money and have a great Pay It Foward story to inspire you to give back to your community, this book is a must buy! In this book, I teach how to coupon in easy to follow instructions, show how to save money without couponing, give you creative ways to save to show saving money does not have to be hard. This book will show you how to make saving money a way of life in simple to follow steps. I am no Dave Ramsey, but I know how to save money! After all, I didn’t get the title “Super Coupon Woman” for no reason.

 

Amazon even has a free kindle reader for those that do not have one. Super Coupon Woman Loves Free!

Super Coupon Woman’s New Year’s Resolutions!

2016 has been a rough year for me to say the least. I am looking forward to 2017 and new beginnings! Time to share our New Year’s Resolutions with each other and check back in the middle of the year and see how many we followed through with.

 

My New Year’s Resolutions are as follows:

Pay Debt Down Between 8-10k

Build up Emergency Fund

Focus On Myself More and Not Put Extra Stress On Myself

Not Spend any money on Paying It Forward, can only use items others give me or free items I get from Couponing or any fund raising money I receive.

Make an extra 3,000 in income from side jobs such as book sales, mystery shopping, blogging, or other side jobs.

Complete the 52 Week Savings Challenge which will give me 1,380.00 to deposit at the end of the year…Won’t you join me also:

https://www.facebook.com/52weekschallenge/

Try to pay for christmas only using free money from gift cards from couponing, survey sites, etc.

Write another Book

Share your New Year’s Resolutions Below