Bath and Body Works Semi Annual Sale Up to 75% off!

Bath and Body Works having their semi annual sale..held onto my Christmas Gift Card to use on the perfect sale up to 75% off free shipping on $30 ๐Ÿ™‚http://www.bathandbodyworks.com/category/index.jsp?categoryId=4090263&cm_sp=BAL-_-FS30-_-HEYSALE

Knocking Down Debt

So with all the financial issues over the past few years, I am going to work on getting my debt down, and start saving some money. Hopefully 2016 will allow me to get on the right track. So here I will list my bills each month and what my current debt is…

I have a strange living arrangement where my ex and I are roommates, (strictly though some find that hard to believe) Long story of how it happened, but it is better financially.

He Pays:

Rent: 950.00
Cell: 400.00 (5 people total on plan)

Total 1,350.00

I Pay:

Insurance: 400.00 (two cars which include my 20 year old daughter, my way of helping her save for college)
Cable: 180.00
Water: 100.00
Gas: 100.00
Electric: 300.00
Car: 357.00

Total: 1,537.00

Outstanding Debt:

Rise Loan that I took out to help my daughter:
2,000 will have an added 500.00 to my bills until May unless I can get it paid off sooner (hopefully)

Borrowed Money from my car problems

My Mom: Borrowed $2,000 Currently owe: $750.00
My Daughter: $1,500.00 Currently owe: $1,400.00

Credit Card Debts:

First Savings: 350.00
Legacy : 350.00
Merrick : 900.00
Capital 1 : 500.00
Capital 1 : 500.00
Victoria S : 300.00
Kohl’s : 300.00
BOA : 500.00

Total: :3,700.00
Total Debt :7,100.00

I make roughly $500 a week, sometimes more, my goal is to pay these debts down, save up an emergency fund, and earn or save an extra $2,000 this year by mystery shopping ect. I am doing 2 envelopes for the 52 week challenge, …I am still trying to get back on track ๐Ÿ™‚ I can’t pay it forward as much until I get this knocked down, Of course this is my motivation!

Update as of June 2,2016
First Savings: 250.00
Merrick : 800.00
Capital 1 : 300.00
Capital 1 : 400.00
Victoria S : 250.00
Kohl’s : 150.00
BOA : 400.00
Legacy : 250.00

Total: :2,812.00

My Daughter: 900.00
Rise Loan: 0.00 Paid ๐Ÿ™‚
My Mom: 500.00
Fingerhut: 250.00
Total: 1,650.00

Total Debt: 4,462.00
Total Debt Paid down So Far: 2,638.00

Update: End of February Debt: 6,226.00 ~Hope to see a big difference at the end of March…Slow and Steady Gets the job done!U
Update: End of March Debt: 6,533.00~ Actually took a step backwards, but that is why keeping track is good so you can see this…I bought my daughter a TV from Fingerhut for $350.00 and bought myself some clothes since I have not bought hardly anything for myself in over two years, so my credit cards stayed the same or higher. I will try to knock it down in the next few months, but did pay some stuff down. I have changed the totals to be current.
Update: End of April Debt: 5,212.00 Really made some progress this month! Got the loan paid off which will free up more money to get the credit cards down! Like the little engine that could..finally I see a little progress!
Update: End Of May Debt: 4,662.00 I am loving seeing the numbers go down! Can’t wait until some of these credit cards have 0.00 balance, and I have all my other debts caught up and can focus on saving ๐Ÿ™‚

Update for October: Unfortunately my debt went back up after the fire after all the stress I have endured, I decided to take a vacation, and all the hard work of paying down my debt was lost. I will start another post in January, and hopefully get back on track and stay on track :/. After such a big devastation, it’s only natural we will struggle financially for awhile.

Super Coupon Woman’s 2016 New Year’s Resolutions

So the New Year is here, and after a few rough years financially, I am hoping for brighter days ahead. I will still put paying it forward and donating a priority, but will also try to focus on myself a little more.

I tend to always put myself last without realizing it..I have not bought anything for myself in over two years! I spent 2,000.00 on the $50k challenge as well as taking a $9,000 setback due to lots of car issues (went through 3 last year…No No not my driving, just older cars that broke down and had to get a new one. I had to finally break down and get a new car with car payments which is what I was trying to avoid, but I am much safer so it will be worth it!

I helped over 70 children which equaled to about 30 families. I didn’t ask for any income requirements, just a Pay It Foward project, I gave each child between $250 and $400.00 worth of items. I asked each family to send pictures so I could put a video together. Out of 30, only five did. Thanksgiving, I helped 12 families, and only two sent them to me. When I messaged some of them and asked for the pictures, they just never responded back. Though I did not expect anything in return, this hurt my feelings knowing I put my own financial issues aside to pay it forward, their actions hurt my feelings as I am a sensitive person and take things to heart.

I am proud of my accomplishment, and will continue to work towards my #100,000 goal, just at a slower pace. I only need $15,000 to go! With the awesome friends I have, and getting my finances in order to save for a rainy day, this goal should be a breeze!

This year I plan on getting back into extreme couponing more instead of the retail end. I will be sharing my couponing trips with you..some I may scour and search for every coupon available, some I may just browse the sales. I had a fan want me to share how I work in donating my shopping trips. So by sharing my shopping trips good or bad, you can see how it works!

I will also be working on getting my debt paid down, and building an emergency fund so I will not have to be so stressed worrying about the next bill..(yes unfortunately, I am still in this phase)

So, yes this year I will focus on myself and still help others…good plan!

I look forward to sharing my book with everyone when I get it finished.

Happy Donating!

Super Coupon Woman

Super Coupon Womanโ€™s 25 Frugal Gift Ideas Seriesโ€ฆHomemade Lavender Bath Salts

Homemade Lavender Bath Salts

what you will need:

Epsom salts
100% pure lavender essential oil
dried lavender
glass jars with lids

Directions
Fill each glass jar about halfway full of the Epsom salts.
Add just 10-15 drops of essential oil, replace lid, and shake.
Remove the lid again, add 1 tablespoon of dried lavender flowers… replace lid and shake.

Decorate the jar and add a gift tag for a more personalized touch!

Want more gift ideas? order my 20+Cookbooks on CD~Over 10,000 recipes that includes over 3,000 homemade gift ideas!
20+ Cookbooks on CD

Super Coupon Woman’s 25 Frugal Gift Ideas Series…Hot Cocoa Gift in A Jar Recipe :)

Short on cash this holiday season? That’s okay! Super Coupon Woman will bring you a 25 frugal gift ideas to make that will save you time & money! Homemade gifts are probably the most loved…think about it, do we really remember that sweater or tie we got last year? My first frugal gift idea that I bring you is:

Hot Cocoa Gift in a Jar Recipe:
1 cup granulated sugar
1 cup unsweetened cocoa powder
1 cup powdered milk
1/2 teaspoon salt
1/2 cup miniature chocolate chips
1/2 cup miniature marshmallows

This mix will fill a 1-quart jar (12 servings)

Layer the ingredients for homemade cocoa in a jar
Add a ribbon and a tag… On the back of the tag, write: “Mix contents in a large bowl. For each serving, place 1/3 cup cocoa mix in a mug and stir in 1 cup boiling water. Store remaining mix in airtight container.”

Have more gifts to make, double the recipe ๐Ÿ™‚

I usually save glass jars such as spaghetti, pickles, ect throughout the year to make different gifts, if you do not have any saved, Wal-mart and other stores should sell 12 mason jars as a set for this gift idea. Great project to make with children.

Get creative and decorate the jars to make it even more special!

Want more gift ideas? order my 20+Cookbooks on CD~Over 10,000 recipes that includes over 3,000 homemade gift ideas!
20+Cookbooks on CD

Best Black Friday Deals

So Black Friday is Just a few days away…Super Coupon Woman Will List some of the best Black Friday Deals…Let us know what you think is an awesome deal also!

Half Price Books..Purchase a $25.00 Gift Card Receive a $5.00 Gift Card Free..This offer is good until December 24th ๐Ÿ™‚ I Love 1/2 price books, that is where I got a lot of my gifts for the families I am sponsoring for Christmas. They have clearance books and DVDS for $1.00, so in Super Coupon Woman’s Eyes that’s 30 Gifts for someone!

Kohl’s Receive $15.00 Kohl’s Cash For every $50.00 Spent…More Free Gifts!

I will list more as I find great black friday & Monday Cyber deals…I just love free money & Great Deals

Veteran’s Day Freebies & Deals!

If you or a family member have ever served in the military, Veteran’s Day is a great day to spend some quality time together, and snag some great deals!

Have your military ID ready to take advantage of these offers!
It’s A Good Idea to call and confirm that the location in your area is particpating just to make sure & any details about the offer!

Here is a list for you to pick and choose from:

Perkin’s Free Magnificent 7 Meal
I Hop Free Stack of Red White & Blue Pancake’s
Denny’s Free Grand Slam Breakfast
Starbucks Giving out Fresh Brewed Coffee to Veteran’s & their spouses
Olive Garden Free Veteran’s Day Meal for the Veteran’s and 10% off entire family’s meal.
Chili’s Free Veteran’s Day Meal off of select menu items.
Apple Bee’s Free Veteran’s Day Meal
TGI Friday’s TGI Friday’s is Giving out Free Lunch between 11 & 2
Little Ceasars Get a Free Pizza between 11-2
Red Robin’s Red’s Tavern Double burger and Bottomless Fries
Cattle Men’s Free 8oz Sirloin Dinner
Texas Roadhouse Free Lunch
Golden Corral Free Meal between 5-9pm
On The BorderThey are giving away a create your own combo meal where they’ll get to choose 2 or 3 selections of soup, salad, tacos, tostadas, enchiladas, and other classics.
Cotton Patch Free Chicken Fried Chicken or Chicken Fried Steak Meal

There are still plenty more, type in free Veteran Day meals for your area in Google to take advantage of more local deals

Try Digit…A Smart Way to Save Without Missing It!

Saving can be overwhelming which leads to not really saving..Digit takes the stress out of saving by linking your bank account to digit…it will analyze your spending, and take small amounts out and put in your digit account..We all need new ways to save..Give digit a try, if you ever need the money , you can withdraw from your digit account and put it back into your bank account at anytime! Sign up HERE