One of my New Year’s Resolutions is to get out of Debt this year. I had a lot of financial issues come up while I was paying it forward so this year I decided to take a break on the spending part of paying it forward and only use donated items or items I get free from couponing to help others. Sounds silly, but it’s really hard to just focus on myself…I would rather help others, but getting out of debt will be so awesome! So here is my progress so far!
Bills As Follows:
Insurance 320.00 (100 for Hannah that I am paying until august from first loan I made from her)
Misc: 200.00 (prepaid electric, rental insurance, and credit cards)
Amazon: Jan 2017 $2,000 Jan $1,300.00
Capital One: January 2017 $500 Jan $400.00
Capital One: January 2017 $500 Nov 400.00
Target: Jan 2017 $800 Dec: 650
Victoria Secret: Jan 2017 750.00 Dec: $450
Kohls: January 300 Dec: 300.00
Mom: Jan $400.00 May… Paid:)
Loan: Jan 2017 2000 Jan: 650
Finger Hut Dec: $800.00
Hannah: January 3,225.00 for Deposits, Pet Fee, and Rent, and balance due from first loan
As Of Oct.: 0 Paid In Full…So happy to finally have this girl paid off, but so grateful for her help.
Feb Total: 9,690.00 2017 Debt Total: 13,600.00
Jan New Total:5,550.00 Includes New Debt
Debt Paid: 8,150.00
I way overspent for Christmas! Debt went up 500 even though I paid 500, but those that remember know I suffered a devastating fire in 2016 and our christmas decorations were lost. Last year everyone was super depressed and was not in the christmas spirit, so we bought a lot of decorations this year to have a better holiday this year. It costs more than you would think to replace. Way overbought in general…hoping to budget better next year, I can still recover fairly quickly from it all. I also had to take the pets to the vet and lost my phone that I had to replace that were unexpected expenses.
I am doing a no spend January and possibly February to recover 🙂