One of my New Year’s Resolutions is to get out of Debt this year. I had a lot of financial issues come up while I was paying it forward so this year I decided to take a break on the spending part of paying it forward and only use donated items or items I get free from couponing to help others. Sounds silly, but it’s really hard to just focus on myself…I would rather help others, but getting out of debt will be so awesome! So here is my progress so far!
Bills As Follows:
Insurance 320.00 (100 for Hannah that I am paying until august from first loan I made from her)
Misc: 200.00 (prepaid electric, rental insurance, and credit cards)
Amazon: Jan 2017 $2,000 July: $700.00
Capital One: January 2017 $500 July $400.00
Capital One: January 2017 $500 July 300.00
Target: Jan 2017 $800 July: 500
Victoria Secret: Jan 2017 750.00 July: $0
Kohl’s: January 300 July: 110.00
Finger Hut April: $0.00
Wayfair May: $200
Hannah: January 3,225.00 for Deposits, Pet Fee, and Rent, and balance due from first loan
As Of Oct.: 0 Paid In Full…So happy to finally have this girl paid off, but so grateful for her help.
Mom: Jan $400.00 May…0 Paid:)
Loan: Jan 2017 2000 Feb: 0~Paid 🙂
Feb 2017 Total: 9,690.00 2017 Debt Total: 14,500.00
July 2018 Total: 2,400.00 Includes New Debt
Debt Paid: 12,100.00
I way overspent for Christmas! Debt went up 500 even though I paid 500, but those that remember know I suffered a devastating fire in 2016 and our christmas decorations were lost. Last year everyone was super depressed and was not in the christmas spirit, so we bought a lot of decorations this year to have a better holiday this year. It costs more than you would think to replace. Way overbought in general…hoping to budget better next year, I can still recover fairly quickly from it all. I also had to take the pets to the vet and lost my phone that I had to replace that were unexpected expenses.
I am not doing my best on no spending, but total is continually going down.