Enter to win a copy of “Cutting Hunger One Coupon At A Time” Contest ends March 31st!
Bills As Follows:
Insurance 320.00 (100 for Hannah that I am paying until august from first loan I made from her)
Misc: 200.00 (prepaid electric, rental insurance, and credit cards)
Amazon: Jan $2,000 June $1,500.00
Capital One: January $500 April $400.00
Capital One: January $500 April $400.00
Target: Jan $800 June: 500.00
Victoria Secret: Jan 750.00 June $400.00
Kohls: Jan $300.00 Paid April 22,2017 🙂
Mom: Jan $400.00 May… Paid:)
Payday loan: January 1,050.00 Paid March 3rd 🙂
Finger Hut Jan $180 May New Debt (Furniture) $1,200.00
Hannah: January 3,225.00 for Deposits, Pet Fee, and Rent, and balance due from first loan
As Of June 1st: 1,225.00
I will be paying all of the rent for the next 8 months starting in March to pay Hannah Back…then she will be paying 500 for rent and insurance, so if I can make it through 8 months…I will be able to breathe again.
Feb Total: 9,690.00
May New Total:5,525.00
Debt Paid: 4,165.00
3 Debts Paid in Full so far 🙂
Super Coupon Woman is offering the Kindle Version of Cutting Hunger One Coupon At A Time .99 through Valentine’s Day! If you want to learn how to save money, learn to coupon, and read a great Pay It Forward Story that will inspire you to give back in your own community then don’t miss out on this deal!
Good News to everyone that loves Super Coupon Woman! Cutting Hunger One Coupon At A Time is Free for 5 days! Snag this deal while you can. If you want to learn how to coupon, save money, and read an inspiring pay it forward story also, this is the book for you! All I ask is that you leave a review and share this post so others can know what an awesome book it is! Amazon even has a free reader app for those that don’t own a kindle! Click below and start your journey to saving money today 🙂
You can also sign up for Amazon’s 30 day Trial to Kindle unlimited where you can read unlimited books for free!
Do you ever say..I wish I could save money but it’s so hard! Want and easy way to save money? Join the 52 Week Savings Challenge and deposit 1,380.00 into your savings at the end of the year. So Easy…1st week 1.00 2nd week 2.00 3rd week 3.00 etc.
Join Early so you won’t have to catch up…We remind you of the totals and what should be in your envelope every Sunday…So this Sunday there should be 3.00 in there
Finally, Saving Money, A New Year’s Resolution we kept!
Enter below to win a free copy of my book that will help you to save money and give you ideas on paying it forward in 2017. Everyone that has read it, says they loved it, and couldn’t put it down which makes me really proud since it took a year longer to write. I am glad I took the extra time to make it turn out better!
2016 has been a rough year for me to say the least. I am looking forward to 2017 and new beginnings! Time to share our New Year’s Resolutions with each other and check back in the middle of the year and see how many we followed through with.
My New Year’s Resolutions are as follows:
Pay Debt Down Between 8-10k
Build up Emergency Fund
Focus On Myself More and Not Put Extra Stress On Myself
Not Spend any money on Paying It Forward, can only use items others give me or free items I get from Couponing or any fund raising money I receive.
Make an extra 3,000 in income from side jobs such as book sales, mystery shopping, blogging, or other side jobs.
Complete the 52 Week Savings Challenge which will give me 1,380.00 to deposit at the end of the year…Won’t you join me also:
Try to pay for christmas only using free money from gift cards from couponing, survey sites, etc.
Write another Book
Share your New Year’s Resolutions Below
2016 is coming to a close, and I am really looking forward to new beginnings in 2017. Even though I have made great strides in my Pay It Forward Challenges over the past few years, I have also endured quite a few financial struggles along the way.
The last really good year I remember having was in 2012. Some of the things I have had to overcome include job loss, lots of car issues which included car being totaled, replacing totaled car with a lemon which led to me having to get a new car with car payments to feel safer. (I hate car payments).
This year alone we endured two Wylie hail storms which caused over $8,000 in car damage and at least $30,000 in house repairs which has yet to be fixed since we rent. In May 2016 the business that I own with my ex husband (I know what???) burnt down and we lost everything causing a personal loss of $30,000. Total fire loss was over $300,000 which included several other peoples losses such as our landlord, nephew, and the business next store. Going through these struggles has made me a little down and out over the past few months.
When going through personal struggles especially as devastating as these, It’s hard to see the positive things that have happened also. There have been a lot of positive things that have happened throughout the year also. I was able to reach another $30,000 in donations which included helping 100 children with backpacks filled with school supplies, and over 50 children have Christmas this year and brings my total donations to 125,000 to my community and still going. I had a storage building donated to me from Morning Storage in Wylie, and I finished my book “Cutting Hunger One Coupon At A Time” on Amazon Black Friday 2016 which shares my Pay It Forward Mission, and teaches everyone how to coupon and other unique ways of saving money even without couponing. Everyone that has read it said that once they started reading, they couldn’t put it down and told me how good it was which makes me really proud.
Now that I have accomplished my mission and shared my story in a book that will inspire others to Pay It Forward in their communities, I will be slowing down a little this year and focusing on myself this year, as I tend to put more pressure on myself than I should. For example, I only wanted to do around 25 children for Christmas, but ended up doing over 50 because they were begging me and I couldn’t say no when in reality, I wasn’t too far off from their situation. I don’t think at anytime this year, I have had over $100.00 in my bank account.
Maybe since I have a Non Profit, people assume that I receive financial donations but since I am somewhat shy and haven’t had time, at this time I do not. I ended up being overly stressed due to a few people telling me they would send me a financial donation and backing out. There were a few other things that happened that was upsetting and left me feeling taken advantage of. This left me looking for ways to continue paying it forward, but relieving the financial struggles and extra stress as it was hard to meet up with people and when I took on more children, I ended up feeling like I let the families down because I got very few Thank you’s when I tried so hard. So through all this paying it forward I have learned a few things, and am happy to say I have came up with a way to continue paying it forward without all the stress.
I will be setting up my storage unit as a mini donation store where people can come pick out what they need, and be using very little if any of my own money. I am only allowed to use what others donate to help others or items I get free while couponing as I have spent between $8,000 to $10,000 of my own money since 2014 to help others which I have loved and would not trade this experience for anything, but know that it is now time to focus on myself and build up some savings for a rainy day. Though I am in great health, I did turn 50 this year and need to be prepared in case of an emergency 🙂
In 2017, I will regroup and get more organized, hopefully learn some ways to fund raise to get back on track to helping families in my community for Thanksgiving, Christmas, and other needs when they arise.
I always work saving money into my shopping trips, but I am just now getting back into extreme couponing again. I thought I would share all the good deals that I caught this week. I have spent more than my budget this month for two reasons. 1) Up until this month, I have tried to spend as little as possible to get my debt paid down 2) We were out of Everything! Now I am stocked up on almost everything for 2-6 months! Hoping for a low spend month in July or August to even out the spending amount 🙂
Did this in two shopping trips:
Spend 30 Get $10.00
4 Ozarka 24 pack water 3.44 each
6 12 pack Dr.Pepper & Pepsi 3/9
Used 6.00 coupon off $30
Used 5.00 coupon for beauty rewards
Received 10.00 Extra Bucks
Bought 2 Lysol 80 Count Wipes 2/10
4 Loreal Shampoo/Conditioner 3.99 Each= $16.00-8.00 Coupons
Recieved 6.00 Extra Bucks
Purchased 2 80 count Lysol Wipes 2/10-6.00=$4.00 OOP
Total Spent: $34.00
Total Saved: $75.00
Purchased: 4 Loreal Shampoo/Conditioner @ $3.99 Each
4 Loreal Styling Products @ $3.99 Each
Used 16.00 MFG Coupons
Received 15.00 Gift Cards to be used @ a later date.
Total Saved: 31.00
5 Colgate Optic toothpaste $3.00 Each
2 Pulsar Oral B toothbrushes $5.99 Each
2 200 Count Advil On Clearance @ $19.58 for both
1 60 Count Finish Powerball Gels@$12.99
6 Reeses PB Cups @ .69 each $4.83
Used: $13.00 in manufacturer coupons
Used: $19.00 in Register Rewards
Total Spent: 33.00
Total Saved: 50.00
4 Carry Out Dog Treats .94 each
8 Herbal Essences 2.50 each
4 Loreal Styling Products 3.99 each
Saved 30.00 plus (Herbal Essence just went on rollback for 2.50 each.
I spent 56.00 @ Albertson’s & Saved $66.00
Total Spent for Day: $162.00
Total Saved for Day: $252.00
Total Spent for Month: $525.00
Total Saved for Month: $650.00
Looks Like Saving @ around 60%
Not the best, but can work on getting saving % higher now that I have built up a stockpile.
Only two things went wrong this shopping trip, I was going to do more of the oral b toothbrushes for more Register Rewards, but register only took the first two coupons, she said they others were different. It was not that important, I just wanted them to get the Register Rewards..Just changed my game plan a little. Second things that went wrong, I spent hours getting a list of free items available at Dollar Tree, but when I got there…they had none of the items! I have one more store to check out, just remember when checking the blogs, they may not always be accurate or your store match up with theirs (this goes for all stores, not just Dollar Tree) Have a backup game plan or be prepared to change thing up if things don’t go as expected.
P.S. I get back and there is a $5.00 off $15.00 in my email…Seriously? Looks like I will be making a trip on Sunday…Hoping for low OOP 🙂
Bath and Body Works having their semi annual sale..held onto my Christmas Gift Card to use on the perfect sale up to 75% off free shipping on $30 🙂http://www.bathandbodyworks.com/category/index.jsp?categoryId=4090263&cm_sp=BAL-_-FS30-_-HEYSALE