Super Coupon Woman’s New Year’s Resolutions!

2016 has been a rough year for me to say the least. I am looking forward to 2017 and new beginnings! Time to share our New Year’s Resolutions with each other and check back in the middle of the year and see how many we followed through with.

 

My New Year’s Resolutions are as follows:

Pay Debt Down Between 8-10k

Build up Emergency Fund

Focus On Myself More and Not Put Extra Stress On Myself

Not Spend any money on Paying It Forward, can only use items others give me or free items I get from Couponing or any fund raising money I receive.

Make an extra 3,000 in income from side jobs such as book sales, mystery shopping, blogging, or other side jobs.

Complete the 52 Week Savings Challenge which will give me 1,380.00 to deposit at the end of the year…Won’t you join me also:

https://www.facebook.com/52weekschallenge/

Try to pay for christmas only using free money from gift cards from couponing, survey sites, etc.

Write another Book

Share your New Year’s Resolutions Below

Super Coupon Woman’s Ups & Downs of 2016!

2016 is coming to a close, and I am really looking forward to new beginnings in 2017. Even though I have made great strides in my Pay It Forward Challenges over the past few years, I have also endured quite a few financial struggles along the way.

The last really good year I remember having was in 2012. Some of the things I have had to overcome include job loss, lots of car issues which included car being totaled, replacing totaled car with a lemon which led to me having to get a new car with car payments to feel safer. (I hate car payments).

This year alone we endured two Wylie hail storms which caused over $8,000 in car damage and at least $30,000 in house repairs which has yet to be fixed since we rent. In May 2016 the business that I own with my ex husband (I know what???) burnt down and we lost everything causing a personal loss of $30,000. Total fire loss was over $300,000 which included several other peoples losses such as our landlord, nephew, and the business next store. Going through these struggles has made me a little down and out over the past few months.

When going through personal struggles especially as devastating as these, It’s hard to see the positive things that have happened also. There have been a lot of positive things that have happened throughout the year also. I was able to reach another $30,000 in donations which included helping 100 children with backpacks filled with school supplies, and over 50 children have Christmas this year and brings my total donations to 125,000 to my community and still going. I had a storage building donated to me from Morning Storage in Wylie, and I finished my book “Cutting Hunger One Coupon At A Time” on Amazon Black Friday 2016 which shares my Pay It Forward Mission, and teaches everyone how to coupon and other unique ways of saving money even without couponing. Everyone that has read it said that once they started reading, they couldn’t put it down and told me how good it was which makes me really proud.

Now that I have accomplished my mission and shared my story in a book that will inspire others to Pay It Forward in their communities, I will be slowing down a little this year and focusing on myself this year, as I tend to put more pressure on myself than I should. For example, I only wanted to do around 25 children for Christmas, but ended up doing over 50 because they were begging me and I couldn’t say no when in reality, I wasn’t too far off from their situation. I don’t think at anytime this year, I have had over $100.00 in my bank account.

 

Maybe since I have a Non Profit, people assume that I receive financial donations but since I am somewhat shy and haven’t had time, at this time I do not. I ended up being overly stressed due to a few people telling me they would send me a financial donation and backing out. There were a few other things that happened that was upsetting and left me feeling taken advantage of. This left me looking for ways to continue paying it forward, but relieving the financial struggles and extra stress as it was hard to meet up with people and when I took on more children, I ended up feeling like I let the families down because I got very few Thank you’s when I tried so hard. So through all this paying it forward I have learned a few things, and am happy to say I have came up with a way to continue paying it forward without all the stress.

 

I will be setting up my storage unit as a mini donation store where people can come pick out what they need, and be using very little if any of my own money. I am only allowed to use what others donate to help others or items I get free while couponing as I have spent between $8,000 to $10,000 of my own money since 2014 to help others which I have loved and would not trade this experience for anything, but know that it is now time to focus on myself and build up some savings for a rainy day. Though I am in great health, I did turn 50 this year and need to be prepared in case of an emergency 🙂

 

In 2017, I will regroup and get more organized, hopefully learn some ways to fund raise to get back on track to helping families in my community for Thanksgiving, Christmas, and other needs when they arise.

 

Super Coupon Woman’s 4 Hour Shopping Trip!

I always work saving money into my shopping trips, but I am just now getting back into extreme couponing again. I thought I would share all the good deals that I caught this week. I have spent more than my budget this month for two reasons. 1) Up until this month, I have tried to spend as little as possible to get my debt paid down 2) We were out of Everything! Now I am stocked up on almost everything for 2-6 months! Hoping for a low spend month in July or August to even out the spending amount 🙂

CVS

Did this in two shopping trips:

Spend 30 Get $10.00

4 Ozarka 24 pack water 3.44 each
6 12 pack Dr.Pepper & Pepsi 3/9

Total 31.26
Used 6.00 coupon off $30
Used 5.00 coupon for beauty rewards

Paid $21.72
Received 10.00 Extra Bucks

Bought 2 Lysol 80 Count Wipes 2/10

Paid 0

2nd Transaction:

4 Loreal Shampoo/Conditioner 3.99 Each= $16.00-8.00 Coupons
Paid 8.93
Recieved 6.00 Extra Bucks

Purchased 2 80 count Lysol Wipes 2/10-6.00=$4.00 OOP

Total Spent: $34.00
Total Saved: $75.00

Target

Purchased: 4 Loreal Shampoo/Conditioner @ $3.99 Each
4 Loreal Styling Products @ $3.99 Each

Total: 32.00
Used 16.00 MFG Coupons

Paid $16.00
Received 15.00 Gift Cards to be used @ a later date.

Total Saved: 31.00

Walgreens:

5 Colgate Optic toothpaste $3.00 Each
2 Pulsar Oral B toothbrushes $5.99 Each
2 200 Count Advil On Clearance @ $19.58 for both
1 60 Count Finish Powerball Gels@$12.99
6 Reeses PB Cups @ .69 each $4.83

Used: $13.00 in manufacturer coupons
Used: $19.00 in Register Rewards

Total Spent: 33.00
Total Saved: 50.00

Wal-mart:

4 Carry Out Dog Treats .94 each
8 Herbal Essences 2.50 each
4 Loreal Styling Products 3.99 each

Used: $29.00
Total: $20.18

Saved 30.00 plus (Herbal Essence just went on rollback for 2.50 each.

I spent 56.00 @ Albertson’s & Saved $66.00

Total Spent for Day: $162.00
Total Saved for Day: $252.00
Total Spent for Month: $525.00
Total Saved for Month: $650.00
Looks Like Saving @ around 60%

Not the best, but can work on getting saving % higher now that I have built up a stockpile.

Only two things went wrong this shopping trip, I was going to do more of the oral b toothbrushes for more Register Rewards, but register only took the first two coupons, she said they others were different. It was not that important, I just wanted them to get the Register Rewards..Just changed my game plan a little. Second things that went wrong, I spent hours getting a list of free items available at Dollar Tree, but when I got there…they had none of the items! I have one more store to check out, just remember when checking the blogs, they may not always be accurate or your store match up with theirs (this goes for all stores, not just Dollar Tree) Have a backup game plan or be prepared to change thing up if things don’t go as expected.

P.S. I get back and there is a $5.00 off $15.00 in my email…Seriously? Looks like I will be making a trip on Sunday…Hoping for low OOP 🙂

Bath and Body Works Semi Annual Sale Up to 75% off!

Bath and Body Works having their semi annual sale..held onto my Christmas Gift Card to use on the perfect sale up to 75% off free shipping on $30 🙂http://www.bathandbodyworks.com/category/index.jsp?categoryId=4090263&cm_sp=BAL-_-FS30-_-HEYSALE

Super Coupon Woman’s 25 Frugal Gift Ideas Series…Homemade Lavender Bath Salts

Homemade Lavender Bath Salts

what you will need:

Epsom salts
100% pure lavender essential oil
dried lavender
glass jars with lids

Directions
Fill each glass jar about halfway full of the Epsom salts.
Add just 10-15 drops of essential oil, replace lid, and shake.
Remove the lid again, add 1 tablespoon of dried lavender flowers… replace lid and shake.

Decorate the jar and add a gift tag for a more personalized touch!

Want more gift ideas? order my 20+Cookbooks on CD~Over 10,000 recipes that includes over 3,000 homemade gift ideas!
20+ Cookbooks on CD

Super Coupon Woman’s 25 Frugal Gift Ideas Series…Hot Cocoa Gift in A Jar Recipe :)

Short on cash this holiday season? That’s okay! Super Coupon Woman will bring you a 25 frugal gift ideas to make that will save you time & money! Homemade gifts are probably the most loved…think about it, do we really remember that sweater or tie we got last year? My first frugal gift idea that I bring you is:

Hot Cocoa Gift in a Jar Recipe:
1 cup granulated sugar
1 cup unsweetened cocoa powder
1 cup powdered milk
1/2 teaspoon salt
1/2 cup miniature chocolate chips
1/2 cup miniature marshmallows

This mix will fill a 1-quart jar (12 servings)

Layer the ingredients for homemade cocoa in a jar
Add a ribbon and a tag… On the back of the tag, write: “Mix contents in a large bowl. For each serving, place 1/3 cup cocoa mix in a mug and stir in 1 cup boiling water. Store remaining mix in airtight container.”

Have more gifts to make, double the recipe 🙂

I usually save glass jars such as spaghetti, pickles, ect throughout the year to make different gifts, if you do not have any saved, Wal-mart and other stores should sell 12 mason jars as a set for this gift idea. Great project to make with children.

Get creative and decorate the jars to make it even more special!

Want more gift ideas? order my 20+Cookbooks on CD~Over 10,000 recipes that includes over 3,000 homemade gift ideas!
20+Cookbooks on CD

Best Black Friday Deals

So Black Friday is Just a few days away…Super Coupon Woman Will List some of the best Black Friday Deals…Let us know what you think is an awesome deal also!

Half Price Books..Purchase a $25.00 Gift Card Receive a $5.00 Gift Card Free..This offer is good until December 24th 🙂 I Love 1/2 price books, that is where I got a lot of my gifts for the families I am sponsoring for Christmas. They have clearance books and DVDS for $1.00, so in Super Coupon Woman’s Eyes that’s 30 Gifts for someone!

Kohl’s Receive $15.00 Kohl’s Cash For every $50.00 Spent…More Free Gifts!

I will list more as I find great black friday & Monday Cyber deals…I just love free money & Great Deals

Veteran’s Day Freebies & Deals!

If you or a family member have ever served in the military, Veteran’s Day is a great day to spend some quality time together, and snag some great deals!

Have your military ID ready to take advantage of these offers!
It’s A Good Idea to call and confirm that the location in your area is particpating just to make sure & any details about the offer!

Here is a list for you to pick and choose from:

Perkin’s Free Magnificent 7 Meal
I Hop Free Stack of Red White & Blue Pancake’s
Denny’s Free Grand Slam Breakfast
Starbucks Giving out Fresh Brewed Coffee to Veteran’s & their spouses
Olive Garden Free Veteran’s Day Meal for the Veteran’s and 10% off entire family’s meal.
Chili’s Free Veteran’s Day Meal off of select menu items.
Apple Bee’s Free Veteran’s Day Meal
TGI Friday’s TGI Friday’s is Giving out Free Lunch between 11 & 2
Little Ceasars Get a Free Pizza between 11-2
Red Robin’s Red’s Tavern Double burger and Bottomless Fries
Cattle Men’s Free 8oz Sirloin Dinner
Texas Roadhouse Free Lunch
Golden Corral Free Meal between 5-9pm
On The BorderThey are giving away a create your own combo meal where they’ll get to choose 2 or 3 selections of soup, salad, tacos, tostadas, enchiladas, and other classics.
Cotton Patch Free Chicken Fried Chicken or Chicken Fried Steak Meal

There are still plenty more, type in free Veteran Day meals for your area in Google to take advantage of more local deals

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